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Secured Affiliate for Student Loan Consolidation




Are you confused about student loan interest rates with all the recent announcements?
Here's a quick primer on what's happening.

For students with loans taken out before July 1, 2006

Federal student loans taken out before July 1, 2006 will remain variable interest rate loans. These loans will re-adjust every July 1 based on the results of the 91-day Treasury Bill Auctions, unless you consolidate them and lock in your interest rates. If you applied for loan consolidation prior to July 1, 2006, you are still eligible for last year's rates.

* Stafford Loans for students in school: 6.543%, up from 4.70%
* Stafford Loans for graduates in repayment: 7.143%, up from 5.30%
* Parent Loans for Undergraduate Students (PLUS): 7.943%, up from 6.10%


Whether you have new federal student loans after July 1, or you already have federal student loans, consolidating your federal student loans is the best thing you can possibly do, because federal student loan consolidation with StudentLoanConsolidator reduces your monthly payment, no matter when you consolidate.



Definitely, definitely consolidate. Students, parents, and anyone with federal student loans can consolidate them for free right online . We offer great benefits and the best consolidation rates and services for students and graduates.