Why is Student Loan Consolidation the best option?

Student loan consolidation is a refinancing program that:

• Reduces your monthly payment up to 60%
• Locks in your interest rates
• Simplifies your finances by creating one low monthly payment
• Improves your credit rating
• Saves you money today when you need it most
• Provides flexible repayment options

Eligible Loans for Federal Loan Consolidation

The following federal education loans are eligible for consolidation into a Federal Consolidation Loan:

* Direct Subsidized and Unsubsidized Loans
* Federal Subsidized and Unsubsidized Federal Stafford Loans
* Direct PLUS Loans and Federal PLUS Loans
* Direct Consolidation Loans and Federal Consolidation Loans
* Guaranteed Student Loans
* Federal Insured Student Loans
* Federal Supplemental Loans for Students
* Auxiliary Loans to Assist Students
* Federal Perkins Loans
* National Direct Student Loans
* National Defense Student Loans
* Health Education Assistance Loans
* Health Professions Student Loans
* Loans for Disadvantaged Students
* Nursing Student Loans

Ineligible Loans

Some loans are always ineligible for consolidation. While these loans may not be included in a Federal Consolidation Loan, they may be considered in the calculation of the maximum repayment period under the Graduated or Extended Repayment Plan. These include but are not limited to the following:

* Loans made by a state or private lender and not guaranteed by the federal government
* Primary Care Loans
* Law Access Loans
* Medical Assist Loans
* PLATO Loans

No Credit Check. No Job Required!

• Reduce your interest rate as much as an additional

• 1.25% through our borrower benefits package.

• Applying for your loan with us is easy, and free

• There are no fees, no credit checks, no cosigners,

• No job required!

Consolidation can significantly reduce your monthly payment burden. Learn why this is best! Student loan consolidation allows you to stretch your repayment period from the standard 10 years to up to 30 years, depending on the amount of your education debts. The lower payment means you'll have more money available to meet other household expenses, including car payments, childcare, and career-related necessities.

Consolidate today , and watch your savings.

Secured Affiliate for Student Loan Consolidation




Are you confused about student loan interest rates with all the recent announcements?
Here's a quick primer on what's happening.

For students with loans taken out before July 1, 2006

Federal student loans taken out before July 1, 2006 will remain variable interest rate loans. These loans will re-adjust every July 1 based on the results of the 91-day Treasury Bill Auctions, unless you consolidate them and lock in your interest rates. If you applied for loan consolidation prior to July 1, 2006, you are still eligible for last year's rates.

* Stafford Loans for students in school: 6.543%, up from 4.70%
* Stafford Loans for graduates in repayment: 7.143%, up from 5.30%
* Parent Loans for Undergraduate Students (PLUS): 7.943%, up from 6.10%


Whether you have new federal student loans after July 1, or you already have federal student loans, consolidating your federal student loans is the best thing you can possibly do, because federal student loan consolidation with StudentLoanConsolidator reduces your monthly payment, no matter when you consolidate.



Definitely, definitely consolidate. Students, parents, and anyone with federal student loans can consolidate them for free right online . We offer great benefits and the best consolidation rates and services for students and graduates.